Business Insurance for Holland, MI

Need Business Insurance?

eight East Insurance Agency, LLC is committed to providing comprehensive business insurance that meets your unique business needs in Holland, MI.

Business Insurance for Small to Medium Business

General Liability

Protects your Michigan business from financial loss resulting from claims of injury or damage caused to others by you or your employees.

Coverages:

•  Bodily Injury

•  Property Damage

•  Personal Injury

•  Advertising Injury

•  Legal Defense and Judgements

Commercial Property

Commercial property insurance covers your building and your business personal property, including:

•  Computers

•  Furniture and equipment

•  Exterior signs

•  Fence and landscaping

•  Important documents

•  Inventory

•  Others’ property

Business Auto

Business or commercial auto insurance provides a variety of coverages for vehicles used by your business.

There are some basic parts of every policy:

•  Physical Damage

•  Liability Insurance

•  Non-Owned Liability

•  Other Coverages

Hired and non-owned auto covers accidents involving vehicles that your business uses for work purposes but doesn’t own.

Cyber Liability & Data Breach

Cyber Liability protects your business from risks that come from using technology. This can include targeted attacks, such as malware and phishing, as well as the misplaced laptop containing confidential material. If your business computer system is breached by an attack, you may be responsible for the notification costs to inform the affected parties and provide credit monitoring.

Legal expenses

IT forensics

Negotiation and payment of a ransomware demand

Data restoration

Breach notification to consumers

Public relations expertise

Credit Monitoring and Identity Restoration

Network security

Network Business Interruption

Media liability

Errors and omissions

Crime

A commercial crime policy typically provides several different types of crime coverage, such as:

•  Employee dishonesty

•  Forgery or alteration

•  Funds transfer fraud

•  Money and securities

•  Counterfeit money

Commercial Umbrella

A commercial umbrella policy offers an extra layer of liability protection for your business. The umbrella provides additional coverage if your business’s auto liability, general liability or other liability coverage limits are exhausted from a claim.

Employment Practices Liability

Employment practices liability, also known as EPL, is coverage for wrongful acts arising from the employment process. EPL insurance responds with defense costs and damages related to employment-related claims made by employees alleging:

•  Discrimination

•  Wrongful termination

•  Harassment and retaliation

•  Many other employment-related issues

Business Owners Policy (BOP)

A business owners policy combines protection from all major property and liability risks in one package for certain small and mid-sized businesses. Businesses can tailor their BOP to meet their unique needs by adding optional coverages such as:

·         Data Breach

·         Business income for off-premises utility services

·         Other specialized coverages

Errors & Omissions Liability

Errors and omission liability, also known as E & O or professional liability, protects your business from claims for negligent acts or mistakes committed during business or professional activities that result in a financial loss. E&O insurance policies cover claims for:

•  Negligence

•  Errors in services given

•  Omissions

•  Misrepresentation

•  Violation of good faith and fair dealing

•  Inaccurate advice

Directors & Officers Liability

Directors and officer’s liability, also known as D&O, provides coverage for directors and officers for claims made against them while serving on a board of directors and/or as an officer. It protects them against legal expenses if they are sued for a decision they made that led to a financial loss including:

Mismanaged funds

Employee grievances

Slander, libel, and copyright infringement claims

Failure to follow organizational bylaws

Failure to comply with regulations

Types of businesses we insure & more!

• Auto Repair Shops
• Auto Body Shops
• Contractors
• Boutiques
• Landscapers
• Beauty Salons
• Restaurants
• Retail Stores